Money Leaks & Guardrails
You do not have a spending problem. You have leaks — attention-shaped holes money slides through. Budgets are promises renewed daily by willpower; this kit closes leaks with architecture.
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What’s inside
- The forty-five-minute leak audit: one honest session with sixty days of statements and the Leak Finder tab, across twelve leak types.
- Twelve guardrails — one-time friction installs, not resolutions — with an armed counter. The test of a good guardrail is that it works on your worst day.
- The flagship: the 24-hour parking lot. Wants wait one night; most expire on their own, and the survivors get bought on purpose.
- The Return Radar with days-left flags and the bag-by-the-door protocol.
- The fun-money lane with a joy log instead of an audit, a sixteen-page guide in US Letter and A4, and the working spreadsheet for Sheets and Excel.
Who this is for
The house rule for the audit is curiosity, not verdicts. Every honest audit finds leaks, and finding them is the win. Deprivation budgets fail brains like ours — the sanctioned fun-money lane is the structural reason the other guardrails hold.